Most people assume that leaving an inheritance is the ultimate gift 🎁. But for unprepared heirs, it can feel more like winning the lottery 🎰—and, let’s be honest, the results are often the same: squandered wealth, family drama, and missed opportunities. 😬 In fact, studies show that a staggering 70% of inherited wealth is lost by the second generation! 😱

The Problem with Sudden Wealth: Inheritance can hit like a surprise jackpot 💥, but without the right financial smarts or emotional readiness, it can lead to chaos. Money that was meant to support future generations often ends up causing stress, arguments, or even pulling families apart 💔.

Why Stewardship Matters More than Ownership: The real goal of a legacy isn’t just passing down money—it’s passing down purpose! 🌱 Families that thrive across generations focus on more than just what’s in the bank; they focus on what values and vision they’re leaving behind. Here’s how they do it:

• Financial literacy 📚💡: Teaching heirs how to manage wealth responsibly.

• Values alignment 💞: Sharing a family mission to guide decisions.

• Governance structures 🏛️: Setting up systems (like family councils) to ensure everyone’s on the same page.

Actionable Steps to Protect Your Family’s Legacy:

• Start the Conversation 💬: Use family gatherings (hello, Thanksgiving! 🍂) to talk about your family’s values and long-term goals.

• Create a Plan 📝: Work with trusted professionals to make sure your estate plan reflects your legacy.

• Prepare the Next Generation 👨‍👩‍👧‍👦: Focus on stewardship—teaching them how to care for the wealth and the family values, not just passing on the dollars.

Want to learn more about preparing heirs for stewardship? 🤔 Schedule a Legacy Planning Session with us today! 🌟